Ubezpieczenie od utraty dochodów (wypadkowe) – Income Protection
Income protection cover is the most helpful insurance which might be used directly by the individual covered. This is the equivalent of accident protection cover in Poland. However Income Protection cover is a lot more comprehensive. It is not based on occurrence of specific conditions (eg. Fractures). A specific condition or illness doesn’t have to occur. It can be any reason, any condition making you unable to work and the GP will have to fill in a statement of fitness for work. The insurance company will pay a monthly benefit, eg. £1000 per month and so on until recovery./p>
Do you know that….
Statutory Sick Pay in England is currently £88.45 per week (£353.80 per month)?? Would you be able to cover all of your expenses in the event of you being unable to work due to an accident or sickness for that amount?
(Source: http://www.gov.co.uk)
Self-employed cannot claim for SSP
Do you know that….
average age at claim for Income protection policies is 43 years? And the most common reasons for claims are: Musculoskeletal conditions, mental illnesses and cancer
(Source: Royal London, December 2015, and LV=, December 2015)
